Flood Protection and Storm Safety
The Community Rating System
Substantial Improvements / Damage Repair
Property Protection Measurers
Flood Warning System
Code Red Notification System
NJ Special Needs Registry (Register Ready Program)
Flood Insurance Rate Maps (FIRMs) Information
For Additional Information on the National Flood Insurance Program and other FEMA programs see www.fema.gov/business/nfip
The Borough of Oceanport is currently participating in the Community Rating System (CRS) under the National Flood Insurance Program (NFIP). The CRS, administered by the Federal Emergency Management Agency (FEMA), provides that a community, who performs specific activities related to flood protection, flood awareness, and flood prevention, can secure reduced flood insurance premiums for all property owners within the community.
2008 was the Borough’s first year of active participation within the program. The program benefits all residents by increasing flood protection, awareness, and prevention, as well as, premium reductions for flood insurance policy holders. In 2009, the Borough was evaluated by the Insurance Services Office, who administer the CRS program. Oceanport earned a Classification of 8. Based on that classification, starting May 2010, residents with homes in the Special Flood Hazard Area, designated Zone AE, will be getting a 10% discount off their insurance premiums, while residents within Zone X, will be getting a 5% discount..
Standard Homeowner’s Insurance Policies do not cover losses due to floods. However, Oceanport is a participant in the National Flood Insurance Program which makes it possible for Oceanport Property Owners to obtain federally backed flood insurance. This insurance is available to any owner of insurable property (a building or its contents) in Oceanport. Tenants may also insure their personal property against flood loss. The Borough encourages all property owners or renters to carry flood insurance.
The cost of flood insurance will vary depending upon the amount of coverage and the degree of flood hazard. We urge persons who live or own property in Oceanport to purchase flood insurance to protect themselves from losses due to flooding. This insurance is required in certain circumstances, such as the purchase of a home with a federally backed mortgage.
If there is a Flood Insurance Policy lapse for any reason (sale, cancellation, etc.), any new policy will be based on the current rating system and will not be “Grandfathered”. In the event of a sale, policyholders must transfer coverage to the purchaser to provide flood insurance coverage at the “Grandfathered” (lower) rate.
Note: There is a 30-day waiting period before most flood insurance policies go into effect.
Each homeowner is reminded that local construction permits are required for most modifications you may plan for their home. The municipal ordinances and/or codes contain mandatory requirements related to new or modified building construction, certain of which are included to provide protection against flooding. Each homeowner should contact the Municipal Building Department (732) 542-7298 before they build, fill, or otherwise develop any land within the Borough. It is also important, for the protection of the entire community, to notify the Municipal Building Department of any illegal filling of lands or building within the Borough that you might notice. The Oceanport Building Department requires an elevation certificate prior to the issuance of a Certificate of Occupancy for new or substantially improved structures. Copies/information of all approved elevation certificates are available at Borough Hall.
The National Flood Insurance Program (NFIP) requires that if the cost of reconstruction, rehabilitation, addition, or other improvements to a building equals or exceeds 50% of the building’s market value, then the building must meet the same construction requirements of a new building. Substantially damaged buildings must also be brought up to the same standards (e.g. a residence damaged so that the cost of repairs equals or exceeds 50% of the building’s value before it was damaged shall have the finished first floor elevation at or above the base flood elevation which shall be not less than 11.5 ft. above mean sea level). This is required by Chapter 36 of the Code of the Borough of Oceanport, Flood Damage Prevention Ordinance, and enforced through the Building Permit process.
The municipal drainage system consists primarily of underground pipelines and catch basins located at street level. The Borough conducts annual inspections of all catch basins under municipal jurisdiction and removes all sand and debris that has accumulated in the structure. The drainage system provides an important function in that it minimizes, where possible, localized flooding caused by rainwater.
The Borough of Oceanport has an anti-liter ordinance, which prohibits the disposal of debris within the Municipality. This ordinance in part is for the purpose of keeping litter out of the municipal storm drainage system. Any violations should be reported to the Borough Hall, Code Enforcement Office at (732) 222-8221 or the Police Department.
The storm drainage system carries untreated storm runoff directly to the Shrewsbury River. Illegal sanitary tie-in, pet wastes, and discharge of such wastes as oil, paint and fertilizer pollute the water, destroy aquatic plants, endanger wildlife and decrease the beauty of the River and Ocean. It is a violation of New Jersey State Law to discharge hazardous substance into the environment (including waste motor oil, petroleum products, pesticides, and herbicides). Any such discharges should be reported to the New Jersey Environmental Hotline at 1-(877) 927-6337.
Every year, flooding in the United States causes more property damage than any other type of natural disaster. While improvements in construction practices and regulations have made new homes less prone to flood damage, there are a significant number of existing homes susceptible to flood losses. The flooding to these properties can be minimized through temporary and permanent retrofitting techniques.
- One approach is to waterproof your walls and place watertight closures over the doorways. This method should be used on homes with basements or if water will not get over two feet deep.
- Another approach is to raise your house above the flood level. Several houses in Oceanport after the 1992 storm have raised the elevation of their homes above the flood level.
There are various other actions each homeowner can take to flood proof their homes. Electrical panel boxes, furnaces, water heaters, and washers and/or dryers should be located at a point in the house that is less likely to be flooded. Interior or exterior backflow water values can be installed or interior floodwalls can be placed around utilities in order to protect these essential services.
If an impending flood is apparent for the area, and time permits, the homeowner should move essential items and furniture to the upper floors of the home for protection. Materials such as sandbags, plywood, plastic sheeting, and lumber should be kept on hand for emergency waterproofing of your home. The use of these materials for a flood protection may minimize the amount of damage caused by floodwaters. It is unlikely that you get much warning of an imminent flooding situation so a detailed checklist prepared in advance would help ensure your greatest protection.
During a hurricane, homes may be damaged or destroyed by high winds and high waves. Debris can break windows and doors, allowing high winds inside the home. Roofs, windows, doors, and garage doors should be properly checked.
The Federal Insurance Administration suggest the following action when coastal storms or hurricanes are imminent:
- Turn off all electrical power at panel.
- Close main gas value
- Move household items to the highest level you can.
- Remove cardboard boxes and newspapers as these materials can disintegrate and clog drains and vents.
- Keep a full tank of gas in your automobile
If you leave your home, here are some essentials you should take:
- first aid supplies
- supply of non-perishable food
- batteries (hearing aid, flashlight)
- battery operated portable radio
- blankets, dry clothing, shoes, and socks
- important papers, bank and check books
- valuable and cherished items
- games for children and adults
For further information on this topic, please fell free to contact the Borough’s Emergency Management Coordinator, Capt. Buzz Baldanza at (732) 222-6300. Information is available at the Oceanport Branch of the Monmouth County Library and at FEMA. Gov
There are several actions residents of Oceanport can take to decrease the potential for injury due to flooding.
- Know the flood warning procedure
- Do not attempt to cross flowing water where water is above your knees.
- Keep children away from floodwaters, ditches, culverts, and storm drains.
- If your vehicle stalls in high water, abandon it immediately and seek higher ground.
- Evacuate the flood hazard areas in times of impending flood or when advised to do so by the Borough emergency services.
- Cut off all electric circuits at the fuse panel or disconnect switch. If this is not possible, turn off or disconnect all electrical appliances. Shut off the water service and gas values in your home.
- Stay away from downed power lines and electric lines. Report downed lines to the Municipal Police Department.
- Look out for animals. Small animals that have been flooded out of their homes may seek shelter in your home.
- Clean everything that gets wet. Floodwater may have contacted road chemicals, sewage, and other harmful materials.
Important Note: In the event of a major disaster or hurricane the only means to identify your home may be through the number affixed to the building. Please make sure your home does have the house number properly placed on the building. The number should be large enough to view from the street and the color of the number should contrast with the color of the home.
The following reading materials are available at the Oceanport Public Library: Answers to Questions about the National Flood Insurance Program; Preparing for Disasters; Homeowners Guide to Retrofitting; Answers to Questions about Substantial Building Damage; Top Ten Facts for Consumers; Are you Ready? Guide to Citizen Preparedness.
The following Evacuation Plan is designed for evacuation of the Borough of Oceanport in the event of hurricanes or severe flooding:
During the likelihood of an emergency or disaster event the Emergency Management Officials will provide important information. The Borough has several ways to communicate with you:
- Code Red Emergency Notification System- direct calling to your home
- Emergency Alerting System- siren/pa system positioned throughout the Borough. Will provide alerts and voice information. Listen to the alerts on the web-site to learn the information.
- Oceanport Emergency Radio Station- 1610 AM will provide weather and other information 24/7
- Information Disseminated Via Commercial Radio
You should turn your radio to one of the following radio stations:
- Information Disseminated Via Television
Comcast Cable TV
- If you don’t have access to a radio, call 1-800-792-8314 for the New Jersey State Police Emergency Management Hotline.
- Police Department will use their loudspeakers to advise citizens of the emergency and information regarding evacuation routes.
- Follow Evacuation Signs, which are posted along main and secondary roadways within the town. They will lead you to Port-au-Peck Ave and take you west into the Eatontown area for State highways and Parkway.
- If you are unable to evacuate please contact the Oceanport Police Department at (732) 222-6300 to arrange your transportation to shelter.
The Emergency Notification System-Code Red is presently in operation. It is being operated in conjunction with the Oceanport Board of Education and will be used to alert residents about emergency situations. Please click here to get started. If you don't have a computer please stop by the Police Department and complete a form to be added to the list.
The NJ Special Needs Registry is designed to help emergency responders locate and safely evacuate people who could find it difficult to help themselves in the event of a major disaster.
Click here for more information.
The Borough of Oceanport is vulnerable to hurricanes, tropical storms, storm surge and flooding. Typically, severe winter storms, or Nor’easters, occur each year between Mid-October and Mid-May. Parts of the Borough of Oceanport are located in a special flood hazard area and is vulnerable to flooding from the Shrewsbury River and heavy rains. The most recent significant storm occurred in December of 1992 and caused damage to homes and localized flooding of streets and yards. Most of the damage occurred in the Port-au-Peck section of Oceanport.
The Borough of Oceanport will make available at Boro Hall the Flood Insurance Rate Maps, which include the flood zone, and a property’s base flood elevation.
The following is a list of contact personnel who have the knowledge, experience, and have agreed to discuss flood hazard protection methods with you.
|Borough CRS Coordinator||TBA|
|Borough Building Inspector||Sal Massaro||732-222-0641|
|Emergency Management Coordinator||Capt. Mauro “Buzz” Baldanza||732-222-6300|
|Borough Engineer||Bill White||732-383-1950|
FEMA Region II - http://www.fema.gov/about/regions/regionii/index.shtm#mit
Additional information concerning flood protection assistance is available on the following websites as well as the Upper Shores Branch of the Ocean County Library: